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http://hdl.handle.net/11129/639
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Title: | Financial Performance of Islamic Banks vs. Conventional Banks:The Case of Malaysia |
Authors: | Hamedian, Bahmanyar |
Keywords: | Banking and Finance Islamic Banking - Conventional Banking - Malaysia Banks and Banking - Malaysia Islamic Banking - Conventional Banking - Profitability |
Issue Date: | 2013 |
Publisher: | Eastern Mediterranean University (EMU) |
Citation: | Hamedian, Bahmanyar. (2013). Financial Performance of Islamic Banks vs. Conventional Banks:The Case of Malaysia. Thesis (M.S.), Eastern Mediterranean University, Institute of Graduate Studies and Research, Dept. of Banking and Finance, Famagusta: North Cyprus. |
Abstract: | ABSTRACT: There is no doubt that banks play a vital role in the economy of all countiries. Stability of economy dependends basically on banks’ well-performance within a country. This study is intended to examine financial performance of two deifferent banking systems in Malaysia: Islamic versus Conventional. Main aim of this study is to compare banks’ profitability ratio including Return on Assets (ROA) and Return on Equity (ROE), and also find out their behaviour in the world 2008 financial crisis . In order to investigate and compare these two banking systems, 7 Islamic and 7 Conventional banks were selected among malaysian banking sector. Data was extracted from annual financial reports of banks for the period of 2005-2011. Applying E-views software some correlation and regression analysis were carried out on data and tried to find out the impact of some independent variables (bank spesific factors) including capital adequacy (CAR), liquidity (LQR), asset quality (ASQ), management efficiency (EFF), and Dummy on ROA and ROE of banks.Regarding our impirical analysis conventional banks performed better than itsIslamiccounterparts in terms of profitabilty. However, Islamic banks’ performance during 2008 financial crisis was better as compared to conventional banks. Keywords: Islamic Banking, Conventional Banking, Profitability.
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ÖZ: Bankalar hiç kuşkusuz ki ekonomide çok önemli rol oynamaktadır. Bu nedenle banka performansları ekonomik stabilite için vazgeçilmezdir. Bu nedenle, çalışmada, Malezya’da mevcut olan İslam ve Geleneksel Bankacılık sistemlerinin performansları ele alınmaktadır. Banka performanslarının incelerken karlılık oranlarının yanı sıra 2008 finansal banka krizi de dikkate alınmıştır. Tezde toplam 14 banka olmak üzere 2005-2011 yıllarını baz alınarak E-views yardımı ile korelasyon ve regresyon analizleri yapılmış ve karlılığı etkileyen faktörler belirlenmiştir. Sonuç olarak, geleneksel bankaların genel olarak İslam bankalarına göre daha karlı oldukları belirlense de 2008 kriz döneminde İslam Bankalarının daha sağlam durdukları gözlemlenmiştir. AnahtarKelimeler: İslam Bankacılık, Geleneksel Bankacılık, Karlılık. |
Description: | Master of Science in Banking and Finance. Thesis (M.S.)--Eastern Mediterranean University, Faculty of Business and Economics, Dept. of Banking and Finance, 2013. Supervisor: Assoc. Prof. Dr. Nesrin Özataç. |
URI: | http://hdl.handle.net/11129/639 |
Appears in Collections: | Theses (Master's and Ph.D) – Business and Economics
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