dc.contributor.advisor |
Özataç, Nesrin |
|
dc.contributor.author |
Cho, Teneng Roland |
|
dc.date.accessioned |
2018-06-19T11:20:00Z |
|
dc.date.available |
2018-06-19T11:20:00Z |
|
dc.date.issued |
2016-12 |
|
dc.date.submitted |
2016-12 |
|
dc.identifier.citation |
Cho, Teneng Roland. (2016). Effects of technological innovations on Bank's financial perforance in industrialized countries. Thesis (M.S.), Eastern Mediterranean University, Institute of Graduate Studies and Research, Dept. of Banking and Finance, Famagusta: North Cyprus. |
en_US |
dc.identifier.uri |
http://hdl.handle.net/11129/3798 |
|
dc.description |
Master of Science in Banking and Finance. Thesis (M.S.)--Eastern Mediterranean University, Faculty of Business and Economics, Dept. of Banking and Finance, 2016. Supervisor: Assoc. Prof. Dr. Nesrin Özataç. |
en_US |
dc.description.abstract |
In this study, we analyzed the impact of electronic banking services on the
profitability performance of the banks. This effect is explained in relation to ROE
and ROA as a measure of banks profitability ratio in 8 industrialized countries from
the period 2009 to 2013, by dynamic panel data method.
In this case, LLC, IMP and PP tests are done to investigate the order of integration of
the variables and the Hausmann specification test carried out to select the best model
for our regression analysis. It is found that all the variables are stationary at levels
with intercept and trend and Fixed Effect Model revealed as most appropriate for the
regression analysis. The findings of the study indicated that overall of electronic
banking systems have a significant positive effect on the bank’s benefit execution
measures ROA and ROE respectively. Other results were found with an inverse
relationship due to diversity in the different countries at the level of development,
poor technological innovation frameworks as well as the socio cultural ideology of
the customers.
Keywords: Banks Performance, Return on Asset, Return on Equity, Profitability,
Electronic Banking, Panel data analysis |
en_US |
dc.description.abstract |
Öz: Bu çalışmada, elektronik bankacılık hizmetlerinin bankaların finansal performansı
üzerindeki etkisini analiz edilmiştir. Çalışmada 2009 yılından 2013 yılına kadar 8
sanayileşmiş ülkede bankaların kârlılık analizi için iki rasyo kullanılmıştır. Bunlar
bir özkaynak getirisi(ROE) ve aktif karılılık (ROA) dinamik panel veri yöntemiyle
analiz edilmiştir.
Çalışmanın bulguları, elektronik bankacılık sistemlerinin genelinin, gelişmiş sekiz
ülke üzerinde bankacılığının finansal performanslarına olan etkileri analiz edilmiş ve
pozitif bir sonuç elde edilmiştir. Ancak gelişmiş ülkelerde de zayıf teknolojik altyapı
çerçeveleri ve müşterilerin sosyo-kültürel yapıları baz alındığında ters ilişki söz
konusu olmuştur.
Anahtar Kelimeler: Bankaların Performansı, Aktif Kârlılığı, Özkaynak Kârlılığı,
Kârlılık, Elektronik Bankacılık, Panel veri analizi. |
en_US |
dc.language.iso |
eng |
en_US |
dc.publisher |
Eastern Mediterranean University (EMU) - Doğu Akdeniz Üniversitesi (DAÜ) |
en_US |
dc.rights |
info:eu-repo/semantics/openAccess |
en_US |
dc.subject |
Banking and Finance |
en_US |
dc.subject |
Banks and Banking |
en_US |
dc.subject |
Technological Innovations |
en_US |
dc.subject |
Banks Performance |
en_US |
dc.subject |
Return on Asset |
en_US |
dc.subject |
Return on Equity |
en_US |
dc.subject |
Profitability |
en_US |
dc.subject |
Electronic Banking |
en_US |
dc.subject |
Panel data analysis |
en_US |
dc.title |
Effects of technological innovations on Bank's financial perforance in industrialized countries |
en_US |
dc.type |
masterThesis |
en_US |
dc.contributor.department |
Eastern Mediterranean University, Faculty of Business and Economics, Dept. of Banking and Finance |
en_US |