Mobil Telefonların Mikro-Ödeme Aracı Olarak Kullanılması

Abstract

Today, using different technologies for electronic-payment in retail market carries some issues in the mean of security and usability. The use of portable communication devices became particularly attractive candidates when versatility, security and simplicity features of payment technologies are considered. In this paper, we investigate the use of mobile communication devices as versatile, secure and simple micro-payment tool, which satisfy the related financial, technological, computational and managerial requirements. The versatility and security of the method comes from the use of mobile telephone with a Variable Transaction Number in each transaction. Experimental results show that, the systematic requirements for the implementation of this technology are minimal and the costs involved are very much reasonable.